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Past performance discussed in this material does not guarantee future results and is not indicative of any specific investment’s performance. Due to the timing of the information provided, investment performance may be subject to adjustments after the publication of this report. No assurances can be made that the future performance of any specific investment, investment strategy, or product referenced directly or indirectly in this communication will be profitable, match any corresponding historical performance levels, or be appropriate for your portfolio.

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Please note that investments in securities of smaller companies may involve greater risks compared to investments in larger, more established companies, and may result in significant capital losses that may negatively impact the value of your investments.

Forecasting represents predictions of market prices and/or volume patterns utilizing various analytical data. It is not representative of a projection of the stock market or any specific investment.

The information contained in this material is not intended to serve as legal, tax, securities, or investment advice, nor as an opinion regarding the appropriateness of any investment. The general information contained in this publication should not be acted upon without obtaining specific legal, tax, and investment advice from a licensed professional.

Keep in mind that all investments carry some level of risk, including the potential loss of principal invested. They do not typically grow at an even rate of return and may experience negative growth. As with any structuring of a portfolio of investments, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns.

The information, analysis, and opinions expressed herein are for general, impersonal information only and are not intended to provide specific advice or recommendations for any individual entity.